South Africa's business-to-business (B2B) payments market presents a compelling investment opportunity with a rapidly growing digital payments landscape. However, investors must be aware of critical risks that could impact the market's potential, including regulatory challenges, cybercrime and fraud, infrastructure issues, and economic volatility.
The table below highlights the risks to B2B payment companies in South Africa, measuring their significance based on their likelihood of occurrence and potential impact on business value.
By addressing these risks comprehensively and offering mitigation strategies, this report aims to equip investors with the knowledge and tools necessary to make informed decisions and capitalise on the opportunities in South Africa's B2B payments market.
Market Risks: Regulatory Compliance
Failure to comply with South Africa’s evolving regulatory landscape can introduce significant non-compliance risks for operators. The dynamic nature of the country's regulations, such as the new crypto regime and pending open banking regulations, underscores these complexities.
The regulatory landscape for digital assets
